Eve: Thanks for having me, Spiffy! We are CreditCliq—we are building a clique of the most trustworthy and creditworthy people on the planet. We are on the journey of leveraging technology to redefine global trust and we commence our mission in the heart of Africa.
Sid: Thanks for having me, Spiffy! Nearly three in five Americans are unable to handle a $1,000 emergency expense. This financial vulnerability has led to low and middle-income employees being financially stressed, causing turnover, and poor job performance and wellbeing. Currently, employers address this challenge by providing a 401(k) for retirement, offering financial education, and bonuses or grants—all of which have had limited impact. Payroll-deducted, employer-rewarded emergency savings accounts have not only been more effective, but also requested as the top financial benefit by most employees. That's exactly what we do.