Ajay: Thanks for having me, Spiffy! Frugal Innovations for Financial Inclusion (FI4FI) is my motto and mission. I help enable easy access to financial services for Indians, especially from villages. Entrepreneurs in rural India, especially the women, struggle to obtain enough credit to run a viable business, be it farming, dairy, or other enterprises. Credit is the most vital external input for them as it enables them to convert other resources like time, skill, and raw material into valuable products which become a source of income. Besides credit, they need other financial products including insurance, investment, and pension.
Revathi: Thanks for having me, Spiffy! Being an educationist for three decades and spearheading eight educational institutions, my spectrum of work is not only confined to academics, curriculum design, and development but also to social outreach initiatives and empowerment programs. The focal point of all my work is addressing quality and equity in education. The challenge today is to make students, parents, and teachers go beyond textbook learning and help them become thinkers. We have been running since 2015 a Rural Immersion Program to educate underprivileged children. It will result in the literacy rate increasing, a broadening of the mentality, and independent livelihood, and will also cause an attitude change and raise a responsible generation.